SMSF lending comes with tighter rules and fewer lenders, which means the margin for error is smaller. Getting it right from the start – the fund structure, the trustee setup, the lender selection – is what determines whether the deal works.
We guide you through how it works, coordinate with your accountant and ensure the loan is set up correctly within your fund from day one.
From lender selection through to approval, we manage the process so your SMSF investment is supported by the right finance and the right compliance groundwork.
SMSF lending allows your self-managed super fund to borrow to purchase an investment property. The loan is set up under a Limited Recourse Borrowing Arrangement (LRBA), where the property is held in a separate trust until the loan is repaid. This structure means the lender's security is limited to the asset purchased. Because of the compliance requirements and structure involved, SMSF lending needs to be set up correctly from the outset.
We can assist with various SMSF property investments.
Purchase residential investment property through your SMSF with the right setup in place.
We ensure the loan aligns with your fund, the asset and lender requirements, keeping the arrangement compliant and properly integrated with your investment strategy.
Book a Free ConsultHold commercial property within your SMSF with an arrangement that supports both compliance and your broader strategy.
We align the loan with your fund, the asset and any related entities, ensuring the finance works for how the property is used. This includes business owners looking to purchase their own premises through their super fund – a strategy that can offer significant tax advantages when structured correctly.
Book a Free ConsultIf your current SMSF loan no longer fits your fund's position, there may be better options to consider. We review your existing arrangement against lender policy and SMSF requirements to identify opportunities to improve flexibility, cost or overall terms.
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Use our free calculators to help plan your SMSF investment.
Book a free consultation and speak with a team that understands the compliance requirements, the right lenders and how to get SMSF lending done properly.